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ICICI Pru Insurance offers | Promo Codes | Discount Coupons
The fiscal year 2001 saw the incorporation of India’s largest private sector life insurance company, ICICI Prudential Life Insurance Company Ltd. This joint venture is the result of collaboration between ICICI Bank and Prudential Corporation Holdings. Since it began its operations, ICICI Prudential Life Insurance is the most consistent private player in Life Insurance sector in India. The AUM (Assets under Management) of the company was valued at INR 1,229.19 billion as on March 31, 2017.
ICICI Prudential Life is the first Indian insurance company to be listed on NSE and BSE. The company’s goodwill shot-up within no time because of the customer-centric ideology. They have innovated various products, plans, and offers which cater to certain life stage requirements. The cost-effective products are teamed with the best quality service there is and a hassle-free claim settlement process. The wide array of life insurance plans introduced by the company are enlisted below.
Term Life Insurance Plan: ICICI Pru iProtect Smart
iProtect Smart is one fine way to secure the lives of your loved ones in case of the unfortunate event. It provides a lump-sum payout to your nominee, which can be used to meet day-to-day expenses and repay loans. The plan provides you flexible options of claim settlement in lump-sum, a regular monthly income, or increasing income.
Health Insurance Plans: ICICI Pru Heart/Cancer Protect and ICICI Pru Smart Health Cover
Today, you never know when you fall victim to the major illnesses such as heart attacks and cancer. Though you can win the fight with these major illnesses with the introduction of new marvels in healthcare, then again, the costs involved in the treatment can drain huge finances. Therefore, ICICI Pru Heart/Cancer Protect clear claims in lump-sum on detection of the illness without medical bills. That’s how; you are not left at the mercy of every other installment to pay for medical costs.
The benefits of ICICI Pru Heart/Cancer Protect include an affordable premium, discount on premium on couple’s health cover, and an additional loyalty discount for existing customers.
ICICI Pru Smart Health Cover provides protection against 34 critical illnesses which can otherwise put a huge strain on your finances. The company provides a lump-sum payment to cover the expenses when a person is diagnosed with a critical illness.
Unit Linked Insurance Plans: ICICI Pru Lifetime Classic, ICICI Pru SmartKid Solution, ICICI Elite Life Super, ICICI Pru Elite Wealth Super, ICICI Pru Guaranteed Wealth Protector, ICICI Pru Smart Life
ICICI Pru Lifetime Classic gives you the opportunity to create more wealth as you cover your risks. Under this plan, you can opt for 4 portfolio strategies to invest in and create wealth to save money. The plan is beneficial as it comes with advantages such as lump-sum payout to the nominee on death, tax benefits, top-up and premium renewal offers fund switching and other loyalty additions.
To provide the children with the best education is a parent’s top-most priority and you do not want any unfortunate incident affect their education, therefore, ICICI Pru SmartKid Solution helps you grow your wealth so that you are able to fulfill the ambitions of your children.
ICICI Pru Elite Life Super is another Unit Linked Insurance Plan which gives you the opportunity to select from 4 investment strategies as per your investment needs. It gives you an option to invest in various funds and switch between them in the life of the policy. The benefits of selecting the plan are unlimited opportunities to switch funds, bonus on loyalty towards on fund, tax benefits, partial withdrawal facility after 5 years, top-up, and flexibility in premium payment.
ICICI Pru Elite Wealth Super covers the risk of fluctuating interest rates while you reach your financial goals. You can select from the 4 portfolio strategies offered and can avail benefits such as partial withdrawal, life cover, loyalty bonus, flexible premium payments, tax benefits and top-ups.
ICICI Pru Guaranteed Wealth Protector gives you 101% growth guarantee on your investment. By investing in this plan, you will be immune against the effect inflation has on the growth of your wealth.
ICICI Pru Smart Life Plan provides you the best of both worlds, whether it is growing your wealth or securing the future of your loved ones. It protects you against fluctuations in interest rates due to fluctuations and comes with benefits of life cover, investment options, easy access to your money, tax benefits, loyalty rewards and wealth boosters.
Savings Plans: ICICI Pru Future Perfect, ICICI Pru Cash Advantage, and ICICI Pru Savings Suraksha
ICICI Pru Future Perfect is one plan which will make sure that all your savings are placed in the right place. By opting for this plan you will be able to achieve your life goals. Your desire to take a trip to Europe or to gift yourself a house will not be distant dreams with Future Perfect.
ICICI Pru Cash Advantage gives you life cover until the policy lasts and adds to your regular income when the premium payment period is over. Through this plan, you no longer have to choose between your wishes and your family’s.
ICICI Pru Savings Suraksha, alike a Fixed Deposit, but you do not have to pay all the amount at once, you can pay the premium for the number of years you want and at the end of the term you will receive the maturity benefits and additions, plus, the additional bonuses if announced by the company.
Retirement Plans: ICICI Pru Easy Retirement, ICICI Pru Immediate Annuity
ICICI Pru Easy Retirement includes two types of plans, one is a Unit Linked Insurance Plan, under which you can invest your premium in equity and debt so that your investments are secure from interest rate fluctuations and you can provide for your family even when you retire.
Another variant in ICICI Pru Easy Retirement is also a Unit Linked Insurance Plan which is an ideal choice for working professionals out there. By making one lump-sum payment, you become entitled to receive a monthly pension so that you are not dependent on others after retirement.
ICICI Pru Immediate Annuity helps you bid the financial worries adieu in the golden years of your life. All you have to do is pay the premium in lump-sum and once the plan is yours, you have the opportunity to receive payouts for the rest of your life.
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