BigBasket New User Offer: Get FLAT Rs 200 Cashback + Rs 75 Paytm Cash

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Register now on Bigbasket and get the cashback of Rs 200 on minimum cart...More

Register now on Bigbasket and get the cashback of Rs 200 on minimum cart value of Rs 1000. This offer is not applicable on Ghee, Oil and Baby Foods. Apply the given coupon code at the time of checkout to get the 200 BB cash and make payment via Paytm Wallet to get additional cashback of Rs 75. Offer is for first time users only. Less

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Get up to 15% Off + Extra 10% Paytm Cashback on Medicines

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Order medicines at Netmeds and get up to 15% off and extra 10% cashback...More

Order medicines at Netmeds and get up to 15% off and extra 10% cashback by paying through Paytm Wallet. Minimum order value is Rs 1000. Maximum cashback amount is Rs 100. Less

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Book Flight Tickets and Get Rs 250 Cashback + Win an iPhone X

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Book your flight tickets at GoAir Website or app and pay via Paytm wallet...More

Book your flight tickets at GoAir Website or app and pay via Paytm wallet to get the cashback of Rs 250. Offer is valid for minimum purchase of Rs 2000 & above. Offer is valid for bookings only on India via GoAir Website and mobile App. No travel restrictions. Also, pay via Paytm Wallet and stand a chance to win an iPhone X. Less

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Get Rs 100 Paytm Cash on minimum purchase of Rs 1000 at BigBasket

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Buy products worth Rs 1000 & above from BigBasket and make the payment via...More

Buy products worth Rs 1000 & above from BigBasket and make the payment via Paytm wallet to earn the cashback of Rs 100. Maximum cashback is Rs 100 only. Offer applicable to BigBasket Website, App & m-site. Cashback will be credited to your paytm wallet within 2 working days. Less

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Paytm Movie New User offer: Flat Rs 100 Off

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Use the Movie Coupon code and get Rs 100 Off on your first movie...More

Use the Movie Coupon code and get Rs 100 Off on your first movie ticket at Paytm.com. The offer is valid for the New user only. Less

Use Paytm Wallet at RSRTC and Get Up To 10% Cashback

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Book Bus tickets online at RSRTC and get up to 10% cashback by paying...More

Book Bus tickets online at RSRTC and get up to 10% cashback by paying through paytm wallet. Maximum cashback is Rs 50. Less

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Get Rs 1000 Cashback when you pay via Paytm on PVR

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Pay through Paytm Wallet on PVR and get Flat Rs 1000 off on flight...More

Pay through Paytm Wallet on PVR and get Flat Rs 1000 off on flight ticket bookings. Offer is applicable on PVR web and App. Less

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Gaana Paytm Offer: Get 100% Cashback + Extra 30% off

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Pay using Paytm Wallet and get 100% cashback at Gaana. Also, you will get...More

Pay using Paytm Wallet and get 100% cashback at Gaana. Also, you will get Flat 30% off on Gaana Plus renewals for lifetime. Less

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Rs 30 Cashback on Mobile Bill Payment

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Use Coupon code GRAB30 and receive 3% cashback. Maximum Cashback Rs 100. Select the...More

Use Coupon code GRAB30 and receive 3% cashback. Maximum Cashback Rs 100. Select the Mobile Bill payment option and enter the code. The offer is valid for Postpaid users. Less

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Get 100% cashback on Cinepolis movie tickets.

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Book at least 2 movie ticket of worth Rs 400 and use the following...More

Book at least 2 movie ticket of worth Rs 400 and use the following promocode to get discount Less

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Get Rs 50 as a cashback on your electricity payment

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Use the given promo code to avail the following discount.

Get Rs 10 back in your Paytm wallet – limited time offer

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Apply the following promo code to get Rs 10 back on your DTH recharge...More

Apply the following promo code to get Rs 10 back on your DTH recharge

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Paytm Add Money offers & Wallet Coupons

Paytm Wallet and Payments Banks: Unlimited Possibilities

Paytm Wallet is a digital instrument platform where one can transfer money from one’s bank account or credit card to use for transactions on the platform.(Paytm).  According to Paytm, one can deposit Rs. 10,000 in a month in the Wallet. However, if the account is KYC (Know Your Customer) compliant than one can deposit up to Rs 1 lakh in the Paytm Wallet at any point of time. Paytm claims that its Paytm Wallet is absolutely safe and is a RBI-approved wallet. Paytm says that the Wallet is “protected under Escrow account with a reputed bank.” Paytm Wallet can be used to make payments for  DTH, Mobile recharge, or send money to friends, pay services like Uber, Makemytrip, Bookmyshow etc. Paytm Wallet is also accepted in a wide range of stores, malls etc and using this, a user can book movie tickets, Bus Booking, Hotel Booking, Bill Payment etc. Paytm App is an extremely user-friendly app which allows customers to do online shopping, buy tickets etc Paytm Payments banks allows one to open a Savings Account with no account opening charges or minimum balance requirements. One can keep up to Rs 1 lakh of deposit and it comes with a free digital Ruppay card, is highly secure and offers good interest(4% per annum paid every month).  Paytm says that the deposits are risk-free as they deposit the same with government bonds.

Paytm is a company which started its race as an e-wallet. However, slowly and steadily with the passing days, the company seems to be growing faster and larger than most of its competitors. The company is now also having an e-commerce platform and also offers movie tickets, Bus Booking, Hotel Booking, Bill Payment etc at reasonable rates.

History of the company

The company started in the year 2010. It is a wing of the parent company One97 Communications. The word Paytm stands for Pay Through Mobile. The founder of the company is Vijay Shekhar Sharma, who happens to be the present CEO of the company. Talking about what made the founders device and launch such an app of its type in India, Vijay Shekhar Sharma says that during his visit to China, he was overwhelmed when he saw the vendors taking the payment through mobiles and he thought of implementing the same idea in his nation for his country. Slowly, in the year 2013, he started with the Paytm wallet.

Paytm.com Fundings

The company had received personal investment from Ratan Tata himself in the year 2015. In that very month, the company got funded by the Alibaba Group. In the year 2016, the company borrowed 300cr from ICICI Bank as working capital. In the year 2017, Softbank invested $1.4 billion in the company. This is the highest single time investment by Softbank in any company in India, making Paytm one of the largest funded start up in the Indian start-up industry.

Demonetization changed the fortune

The company had a great leap in its sales and the popularity of the masses in the years 2016 The reason behind the sudden growth of the company has been due to the demonetization step in India. Since the demonetization, the company has seen a sharp growth in the number of customers. Afterwards, Paytm Wallet is considering the major payment method along with plastic cards like Debit card & Credit card.

Future Plans

The company is quite well equipped to become one of the leading companies in its field. Apart from the services that the company is providing already, the company seems to enlarge its base every passing day. With the number of products and the sellers increasing in the e-commerce platform, the company is also looking at the banking sector and has got the permission from the Reserve Bank of India to open their own payment banks, Paytm Payment Bank Limited. The bank will help the people with added features like debit cards, savings accounts, online banking and transfers. All these will help in the cashless economy that has been one of the motives of the government as well as the company for long.

Apart from the bank, the company is also targeting a money market fund. According to The Economic Times, Paytm is looking forward to setting up Money Marketing Fund, which means that the company would enable its users to store cash and earn interest on it. Although the company has not yet got approval on the same, it has forwarded the idea of the Reserve Bank of India.

The secret of Popularity

The company has been rolling out some of the best Wallet offers and Paytm add money to wallet deal from time to time. This has led to the large base of customers that the company is having now. Apart from the discounts and cashback in the e-commerce section, the company also provides the user with various lucrative offers when it comes to adding money to the wallet or purchasing something from the wallet. The cash back offers from the company are also valid on mobile or DTH recharges or even paying your electricity bill. Other than the reduction in the cost of the purchases, the app is also convenient for people as it offers a large spectrum of services in the same app.

The app is now also looking at targeting the transport sections and the e-commerce after having got the initial funding needed and also being tied up with several companies in the same sector. One can also book their cab from the app. Also, the company helps people pay their dues in quite a few restaurants, hotels, cinema halls and even at times in petrol pumps.

Overall, the company seems to be one of the most dynamic ones of its type. Also, the growth of the company is quite impressive and that is just the reason why the company has been able to hold on to its place that it is now. With the future plans that seem strong enough, the company can be expected to reach new heights.

Paytm Add Money using SBI Cards {Expired}

All the SBI Card Holders will get impressive benefits on adding money in Paytm Wallet. SBI Is offering 5% cashback offer on adding Rs 500 or more in Paytm Wallet to all the customers. All the users just have to access the official site of Paytm, create the account or log in, Click on Add money to the wallet, apply Paytm Promo code, the complete transaction using SBI Credit Debit Card and enjoy extra 5% cashback in your Paytm wallet. 

Axis Bank Offer {Expired}

Axis Bank is also offering great offers to all their credit and debit card holders on Paytm. All the users will get 5% Paytm cashback if they load the Paytm wallet using Axis Bank Debit Cards. At the time of payment use the given code and enjoy 5% cashback in the Paytm wallet within 24 hours through which you can do online purchasing, booking shows, book bus tickets, get the discount on all the branded stores and so on. To avail these offer users have to apply the specific code otherwise you will not be eligible to redeem the cashback offer.

Paytm Adding Money Wallet Promo code

Paytm also provides bank wise offers to all its customers so that they will get the maximum benefit of adding money to the Paytm Wallet using their Bank Credit or Debit Cards. Many Indian and foreign origin banks are participating in the Cashback scheme such as Axis Bank, Punjab national bank, State bank of India, UCO bank, Standard Chartered, Citibank, HDFC Bank and ICICI Bank. Moreover using the VISA, American Express, Master card, Rupay Debit and Credit card will provide Paytm cashback benefits to the customer in form of virtual money.